Professional Mortgage Advice

Associate Services

Through our associate provider, we are able to provide you with whole of market access to commercial mortgages, bridging loans, development loans, second charge loans, equity release, and wills & trusts advice.

South Wales Mortages cannot be responsible for any advice provided by a third party.




Equity Release

Equity Release mortgages can enable you to make repairs to the house, pay down debts or simply provide you with more freedom and a better standard of life in your later years.

Our third party may be able to help you with equity release advice.

Find out more about equity release »

You will need to take legal advice before releasing equity from your home as Lifetime Mortgages and Home Reversion plans are not right for everyone. This is a referral service.




Development Loans

Get your project off the ground with a development loan.

A development loan aims to help property developers get the right finance; providing funding solutions for new build projects, redevelopments, major renovation works or just general refurbishments.

Our third party may be able to help you with your residential development.

Find out more about property development »



Bridging Loans

A bridging loan or bridge loan is a short-term loan given to 'bridge the gap' between buying a new house and selling your previous house.

Bridging loans can also be useful when used as a short term loan to help you buy a property at auction, when money is needed immediately, as you may not have sold your current property yet.

Our third party may be able to help you with a bridging loan.

Find out more about bridging loans »

Some Bridging Finance is not regulated by the Financial Conduct Authority.




Commercial Mortgages

Commercial mortgages are arranged for the purpose of purchasing property that is primarily for commercial or business use. They may be used for investment purpose (commercial buy-to-let) or for a premises for a business to trade from.

Find out more about commercial mortgages »

Commercial mortgages are not regulated by the Financial Conduct Authority.




Second Charge Loans

Second charge loans are a secured loan and are can also be called “second mortgages” or “homeowner loans ”. If you take out a second charge loan, it will mean you will have two separate mortgages on your home. Your primary mortgage will still take priority over a second charge loan.

Our third party may be able to help you with arranging a second charge loan.

Find out more about second charge loans »

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.




Business Protection

Business protection is a selection of types of Life and Critical Illness Policies, which help protect businesses from financial loss, should business owners or key employees, die or become critically ill or disabled and thus unable to work.

Our third party may be able to help you with business protection.

Find out more about business protection »



Wills and Trusts

It can be a common belief that making a will and arranging a Lasting Power of Attorney (LPA) is something that only affects us later in life. The reality is that accidents, critical illnesses and even death can strike at any time. Being prepared and securing your family's financial future can make things easier for all involved.

Our third party may be able to help you with any wills or trusts advice.

Find out more about wills and trusts »

Will writing and Trusts are not part of the Openwork offering and are offered in our own right. Openwork Limited accept no responsibility for this aspect of our business. Will writing and Trusts are not regulated by the Financial Conduct Authority.