Professional Mortgage Advice


Remortgaging means switching your mortgage to another deal sometimes with another lender without moving property.

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Many borrowers choose to remortgage in order to take advantage of the new rates on offer.

Sometimes it is not about saving money, it could be that you want to reduce your monthly repayments or need more flexibility.

As a current homeowner, you may make the decision to remortgage for a number of reasons.

  • To potentially reduce your monthly expenditure by switching to a better deal, this will be dependent on your needs, circumstances and preferences.
  • In order to consolidate debt or raise funds
    Think carefully before securing other debts against your home
  • To carry out home improvements

If you are looking at switching mortgage, look at the overall repayment period too. Your monthly cost may be less, but don't forget to check the final repayment date of your mortgage as it may be longer than your current deal.

Why not contact us with the date your current mortgage ends? We can contact you nearer the time to renew your deal.

A mortgage is a loan secured against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.

You may have to pay an early repayment charge to your existing lender if you remortgage.